Call reports 2001
BANK OF COMMERCE — 2001
What BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 144,772,000 | 145,037,000 | 149,263,000 | 147,625,000 |
| Total loans | 59,712,000 | 57,778,000 | 58,113,000 | 58,164,000 |
| Allowance for loan losses | 1,000,000 | 996,000 | 994,000 | 1,000,000 |
| Securities available for sale | 55,435,000 | 60,317,000 | 55,467,000 | 63,008,000 |
| Securities held to maturity | 17,676,000 | 17,464,000 | 18,747,000 | 18,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,372,000 | 92,514,000 | 98,226,000 | 98,725,000 |
| Interest-bearing deposits | 85,782,000 | 82,144,000 | 89,743,000 | 86,510,000 |
| Noninterest-bearing deposits | 9,590,000 | 10,370,000 | 8,483,000 | 12,215,000 |
| Equity capital | 16,064,000 | 16,502,000 | 17,528,000 | 15,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,176,000 | 7,713,000 | 10,292,000 |
| Interest expense | 1,529,000 | 2,971,000 | 4,288,000 | 5,440,000 |
| Net interest income | 1,070,000 | 2,205,000 | 3,425,000 | 4,852,000 |
| Noninterest income | 157,000 | 278,000 | 378,000 | 504,000 |
| Noninterest expense | 592,000 | 1,191,000 | 1,788,000 | 2,607,000 |
| Provision for loan losses | 0 | 0 | 0 | 123,000 |
| Pretax income | 637,000 | 1,301,000 | 2,026,000 | 2,637,000 |
| Income tax | 132,000 | 274,000 | 432,000 | 585,000 |
| Net income | 505,000 | 1,027,000 | 1,594,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,748,000 | 16,270,000 | 16,837,000 | 15,580,000 |
| Total capital | 16,549,000 | 17,038,000 | 17,621,000 | 16,365,000 |
| Risk-weighted assets | 63,902,000 | 61,178,000 | 62,539,000 | 62,612,000 |