Call reports 2025
PROSPERITY BANK — 2025
What PROSPERITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 38,764,102,000 | 38,428,862,000 | 38,360,065,000 | 38,458,815,000 |
| Total loans | 21,977,570,000 | 22,197,388,000 | 22,027,769,000 | 21,805,368,000 |
| Allowance for loan losses | 349,101,000 | 346,084,000 | 339,626,000 | 333,742,000 |
| Securities available for sale | 335,845,000 | 342,109,000 | 332,369,000 | 338,197,000 |
| Securities held to maturity | 10,456,886,000 | 10,265,995,000 | 9,900,093,000 | 10,275,228,000 |
| Trading assets | 322,000 | 311,000 | 250,000 | 198,000 |
| Total deposits | 28,320,731,000 | 27,802,726,000 | 28,161,493,000 | 28,768,719,000 |
| Interest-bearing deposits | 18,350,870,000 | 18,046,741,000 | 18,260,056,000 | 19,014,563,000 |
| Noninterest-bearing deposits | 9,969,861,000 | 9,755,985,000 | 9,901,437,000 | 9,754,156,000 |
| Equity capital | 7,275,847,000 | 7,357,171,000 | 7,422,066,000 | 7,369,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 394,650,000 | 789,095,000 | 1,188,808,000 | 1,576,624,000 |
| Interest expense | 127,127,000 | 251,888,000 | 376,310,000 | 487,796,000 |
| Net interest income | 267,523,000 | 537,207,000 | 812,498,000 | 1,088,828,000 |
| Noninterest income | 38,495,000 | 78,872,000 | 117,631,000 | 158,247,000 |
| Noninterest expense | 136,446,000 | 271,227,000 | 405,315,000 | 538,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,572,000 | 344,852,000 | 524,814,000 | 709,030,000 |
| Income tax | 36,554,000 | 74,285,000 | 113,142,000 | 152,710,000 |
| Net income | 133,018,000 | 270,567,000 | 411,672,000 | 556,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,728,485,000 | 3,812,887,000 | 3,880,889,000 | 3,830,131,000 |
| Total capital | 4,021,746,000 | 4,109,335,000 | 4,174,939,000 | 4,120,562,000 |
| Risk-weighted assets | 23,426,425,000 | 23,685,454,000 | 23,492,965,000 | 23,201,931,000 |