Call reports 2008
PROSPERITY BANK — 2008
What PROSPERITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 6,456,407,000 | 6,791,800,000 | 6,786,609,000 | 9,070,227,000 |
| Total loans | 3,161,627,000 | 3,313,328,000 | 3,248,618,000 | 3,567,135,000 |
| Allowance for loan losses | 32,067,000 | 34,085,000 | 33,981,000 | 36,970,000 |
| Securities available for sale | 252,448,000 | 249,642,000 | 229,278,000 | 817,244,000 |
| Securities held to maturity | 1,833,934,000 | 1,986,061,000 | 2,065,124,000 | 3,343,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,998,908,000 | 5,319,646,000 | 5,126,779,000 | 7,336,373,000 |
| Interest-bearing deposits | 3,746,096,000 | 4,011,141,000 | 3,841,434,000 | 5,780,315,000 |
| Noninterest-bearing deposits | 1,252,812,000 | 1,308,505,000 | 1,285,345,000 | 1,556,058,000 |
| Equity capital | 1,194,136,000 | 1,273,934,000 | 1,291,861,000 | 1,325,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 84,578,000 | 166,672,000 | 251,595,000 | 348,387,000 |
| Interest expense | 30,347,000 | 56,706,000 | 82,251,000 | 113,336,000 |
| Net interest income | 54,231,000 | 109,966,000 | 169,344,000 | 235,051,000 |
| Noninterest income | 12,183,000 | 24,803,000 | 37,532,000 | 50,602,000 |
| Noninterest expense | 28,563,000 | 58,704,000 | 90,200,000 | 126,929,000 |
| Provision for loan losses | 1,167,000 | 2,167,000 | 3,867,000 | 9,867,000 |
| Pretax income | 36,684,000 | 73,898,000 | 98,784,000 | 134,832,000 |
| Income tax | 12,208,000 | 24,615,000 | 32,777,000 | 44,685,000 |
| Net income | 24,476,000 | 49,283,000 | 66,007,000 | 90,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 382,006,000 | 417,935,000 | 438,161,000 | 406,342,000 |
| Total capital | 414,073,000 | 452,020,000 | 472,142,000 | 443,312,000 |
| Risk-weighted assets | 3,354,090,000 | 3,520,642,000 | 3,608,385,000 | 4,246,305,000 |