Call reports 2007
PROSPERITY BANK — 2007
What PROSPERITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,315,130,000 | 6,166,098,000 | 6,163,615,000 | 6,357,701,000 |
| Total loans | 3,248,380,000 | 3,181,176,000 | 3,127,555,000 | 3,142,971,000 |
| Allowance for loan losses | 36,341,000 | 36,129,000 | 35,536,000 | 32,543,000 |
| Securities available for sale | 571,975,000 | 399,509,000 | 360,290,000 | 250,469,000 |
| Securities held to maturity | 1,314,319,000 | 1,419,214,000 | 1,444,035,000 | 1,597,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,971,378,000 | 4,786,313,000 | 4,808,245,000 | 4,978,125,000 |
| Interest-bearing deposits | 3,739,523,000 | 3,592,210,000 | 3,618,925,000 | 3,798,337,000 |
| Noninterest-bearing deposits | 1,231,855,000 | 1,194,103,000 | 1,189,320,000 | 1,179,788,000 |
| Equity capital | 1,164,027,000 | 1,185,227,000 | 1,192,570,000 | 1,208,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 80,163,000 | 167,594,000 | 255,916,000 | 341,491,000 |
| Interest expense | 31,073,000 | 64,009,000 | 98,168,000 | 129,687,000 |
| Net interest income | 49,090,000 | 103,585,000 | 157,748,000 | 211,804,000 |
| Noninterest income | 10,847,000 | 24,401,000 | 37,861,000 | 50,643,000 |
| Noninterest expense | 26,392,000 | 55,871,000 | 85,197,000 | 113,962,000 |
| Provision for loan losses | 245,000 | 565,000 | 640,000 | 760,000 |
| Pretax income | 33,300,000 | 71,550,000 | 109,830,000 | 137,836,000 |
| Income tax | 11,068,000 | 24,017,000 | 36,492,000 | 45,624,000 |
| Net income | 22,232,000 | 47,533,000 | 73,338,000 | 92,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 378,834,000 | 407,077,000 | 404,020,000 | 413,316,000 |
| Total capital | 415,175,000 | 443,206,000 | 439,556,000 | 445,859,000 |
| Risk-weighted assets | 3,483,211,000 | 3,326,287,000 | 3,257,482,000 | 4,231,278,000 |