Call reports 2006
PROSPERITY BANK — 2006
What PROSPERITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,562,028,000 | 4,522,528,000 | 4,446,043,000 | 4,586,491,000 |
| Total loans | 1,561,467,000 | 2,204,792,000 | 2,214,401,000 | 2,176,507,000 |
| Allowance for loan losses | 17,312,000 | 24,280,000 | 24,093,000 | 23,990,000 |
| Securities available for sale | 396,493,000 | 389,293,000 | 377,384,000 | 434,331,000 |
| Securities held to maturity | 1,158,535,000 | 1,254,119,000 | 1,189,094,000 | 1,155,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,919,821,000 | 3,646,285,000 | 3,602,887,000 | 3,736,639,000 |
| Interest-bearing deposits | 2,222,629,000 | 2,800,683,000 | 2,783,310,000 | 2,889,802,000 |
| Noninterest-bearing deposits | 697,192,000 | 845,602,000 | 819,577,000 | 846,837,000 |
| Equity capital | 534,938,000 | 721,107,000 | 732,147,000 | 751,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 45,790,000 | 106,967,000 | 169,259,000 | 232,296,000 |
| Interest expense | 15,037,000 | 37,398,000 | 61,367,000 | 85,679,000 |
| Net interest income | 30,753,000 | 69,569,000 | 107,892,000 | 146,617,000 |
| Noninterest income | 7,395,000 | 16,188,000 | 24,718,000 | 32,597,000 |
| Noninterest expense | 16,926,000 | 37,964,000 | 57,410,000 | 76,196,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 504,000 |
| Pretax income | 21,102,000 | 47,553,000 | 74,840,000 | 102,514,000 |
| Income tax | 7,216,000 | 16,247,000 | 25,564,000 | 35,015,000 |
| Net income | 13,886,000 | 31,306,000 | 49,276,000 | 67,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,825,000 | 278,398,000 | 288,160,000 | 308,566,000 |
| Total capital | 273,137,000 | 302,678,000 | 312,253,000 | 332,556,000 |
| Risk-weighted assets | 1,655,389,000 | 2,290,238,000 | 2,281,466,000 | 2,321,692,000 |