Call reports 2005
PROSPERITY BANK — 2005
What PROSPERITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 3,478,368,000 | 3,446,051,000 | 3,496,381,000 | 3,582,303,000 |
| Total loans | 1,500,138,000 | 1,520,175,000 | 1,514,227,000 | 1,542,124,000 |
| Allowance for loan losses | 16,934,000 | 16,938,000 | 16,970,000 | 17,203,000 |
| Securities available for sale | 279,044,000 | 299,240,000 | 352,373,000 | 410,361,000 |
| Securities held to maturity | 1,207,419,000 | 1,179,110,000 | 1,135,967,000 | 1,162,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,904,201,000 | 2,855,632,000 | 2,891,538,000 | 2,929,376,000 |
| Interest-bearing deposits | 2,305,212,000 | 2,244,945,000 | 2,239,526,000 | 2,245,912,000 |
| Noninterest-bearing deposits | 598,989,000 | 610,687,000 | 652,012,000 | 683,464,000 |
| Equity capital | 486,486,000 | 499,856,000 | 509,097,000 | 528,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 34,088,000 | 75,292,000 | 118,102,000 | 162,486,000 |
| Interest expense | 8,574,000 | 19,876,000 | 32,264,000 | 46,047,000 |
| Net interest income | 25,514,000 | 55,416,000 | 85,838,000 | 116,439,000 |
| Noninterest income | 6,333,000 | 13,996,000 | 21,841,000 | 29,176,000 |
| Noninterest expense | 15,593,000 | 32,968,000 | 50,737,000 | 67,711,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 16,134,000 | 36,204,000 | 56,582,000 | 77,344,000 |
| Income tax | 4,834,000 | 11,568,000 | 18,402,000 | 25,456,000 |
| Net income | 11,300,000 | 24,636,000 | 38,180,000 | 51,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,016,000 | 232,626,000 | 243,350,000 | 248,283,000 |
| Total capital | 236,950,000 | 249,565,000 | 260,320,000 | 265,486,000 |
| Risk-weighted assets | 1,601,988,000 | 1,607,607,000 | 1,612,075,000 | 1,651,186,000 |