Call reports 2004
PROSPERITY BANK — 2004
What PROSPERITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,443,994,000 | 2,432,188,000 | 2,707,857,000 | 2,692,610,000 |
| Total loans | 770,223,000 | 790,920,000 | 1,007,420,000 | 1,035,513,000 |
| Allowance for loan losses | 10,460,000 | 10,371,000 | 12,861,000 | 13,105,000 |
| Securities available for sale | 244,478,000 | 198,525,000 | 193,396,000 | 177,683,000 |
| Securities held to maturity | 1,182,158,000 | 1,219,840,000 | 1,160,181,000 | 1,125,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,134,582,000 | 2,090,984,000 | 2,337,466,000 | 2,324,882,000 |
| Interest-bearing deposits | 1,679,724,000 | 1,635,854,000 | 1,799,434,000 | 1,799,375,000 |
| Noninterest-bearing deposits | 454,858,000 | 455,130,000 | 538,032,000 | 525,507,000 |
| Equity capital | 267,783,000 | 272,093,000 | 314,769,000 | 311,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 26,405,000 | 52,737,000 | 81,525,000 | 111,869,000 |
| Interest expense | 5,994,000 | 11,965,000 | 18,590,000 | 25,637,000 |
| Net interest income | 20,411,000 | 40,772,000 | 62,935,000 | 86,232,000 |
| Noninterest income | 5,143,000 | 10,452,000 | 16,439,000 | 22,567,000 |
| Noninterest expense | 12,378,000 | 24,355,000 | 37,427,000 | 51,235,000 |
| Provision for loan losses | 120,000 | 240,000 | 660,000 | 880,000 |
| Pretax income | 13,056,000 | 26,707,000 | 41,365,000 | 56,762,000 |
| Income tax | 4,333,000 | 8,950,000 | 13,952,000 | 19,245,000 |
| Net income | 8,723,000 | 17,757,000 | 27,413,000 | 37,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,373,000 | 154,353,000 | 156,730,000 | 150,054,000 |
| Total capital | 155,833,000 | 164,724,000 | 169,591,000 | 163,159,000 |
| Risk-weighted assets | 945,022,000 | 947,229,000 | 1,157,467,000 | 1,170,857,000 |