Call reports 2003
PROSPERITY BANK — 2003
What PROSPERITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,873,952,000 | 1,978,407,000 | 2,073,420,000 | 2,394,969,000 |
| Total loans | 655,789,000 | 699,525,000 | 700,221,000 | 770,053,000 |
| Allowance for loan losses | 9,317,000 | 9,228,000 | 9,061,000 | 10,345,000 |
| Securities available for sale | 274,487,000 | 273,229,000 | 230,525,000 | 263,647,000 |
| Securities held to maturity | 781,861,000 | 815,278,000 | 920,368,000 | 1,113,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,634,757,000 | 1,747,042,000 | 1,838,309,000 | 2,098,022,000 |
| Interest-bearing deposits | 1,315,270,000 | 1,384,355,000 | 1,452,402,000 | 1,616,359,000 |
| Noninterest-bearing deposits | 319,487,000 | 362,686,000 | 385,907,000 | 481,662,000 |
| Equity capital | 188,529,000 | 194,669,000 | 198,729,000 | 259,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 22,374,000 | 44,524,000 | 65,929,000 | 91,012,000 |
| Interest expense | 6,055,000 | 12,112,000 | 17,788,000 | 23,621,000 |
| Net interest income | 16,319,000 | 32,412,000 | 48,141,000 | 67,391,000 |
| Noninterest income | 3,600,000 | 7,600,000 | 11,811,000 | 16,491,000 |
| Noninterest expense | 9,835,000 | 19,616,000 | 29,243,000 | 41,604,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 483,000 |
| Pretax income | 9,964,000 | 20,156,000 | 30,349,000 | 41,795,000 |
| Income tax | 3,164,000 | 6,423,000 | 9,689,000 | 13,405,000 |
| Net income | 6,800,000 | 13,733,000 | 20,660,000 | 28,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,524,000 | 112,973,000 | 120,083,000 | 136,479,000 |
| Total capital | 126,841,000 | 122,201,000 | 129,144,000 | 146,824,000 |
| Risk-weighted assets | 791,083,000 | 850,301,000 | 818,311,000 | 953,281,000 |