Call reports 2009
EVERGREENBANK — 2009
What EVERGREENBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 488,446,000 | 505,844,000 | 481,701,000 | 395,980,000 |
| Total loans | 424,322,000 | 401,147,000 | 383,598,000 | 370,456,000 |
| Allowance for loan losses | 10,142,000 | 19,008,000 | 24,387,000 | 24,250,000 |
| Securities available for sale | 8,451,000 | 46,258,000 | 76,071,000 | 3,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,042,000 | 423,675,000 | 438,978,000 | 340,378,000 |
| Interest-bearing deposits | 338,007,000 | 372,873,000 | 392,712,000 | 301,600,000 |
| Noninterest-bearing deposits | 49,035,000 | 50,802,000 | 46,266,000 | 38,778,000 |
| Equity capital | 33,094,000 | 14,159,000 | 7,653,000 | 7,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,179,000 | 12,192,000 | 17,927,000 | 23,234,000 |
| Interest expense | 2,632,000 | 5,141,000 | 7,663,000 | 9,767,000 |
| Net interest income | 3,547,000 | 7,051,000 | 10,264,000 | 13,467,000 |
| Noninterest income | 412,000 | 274,000 | 941,000 | 1,118,000 |
| Noninterest expense | 3,595,000 | 7,706,000 | 11,731,000 | 15,633,000 |
| Provision for loan losses | 55,000 | 18,255,000 | 24,932,000 | 24,932,000 |
| Pretax income | 310,000 | -18,635,000 | -25,308,000 | -25,318,000 |
| Income tax | 0 | 0 | 0 | 188,000 |
| Net income | 310,000 | -18,635,000 | -25,308,000 | -25,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,989,000 | 14,044,000 | 7,370,000 | 7,171,000 |
| Total capital | 38,237,000 | 19,046,000 | 12,072,000 | 11,568,000 |
| Risk-weighted assets | 414,910,000 | 386,165,000 | 356,354,000 | 335,852,000 |