Call reports 2008
EVERGREENBANK — 2008
What EVERGREENBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 432,030,000 | 455,545,000 | 463,735,000 | 460,882,000 |
| Total loans | 389,344,000 | 410,994,000 | 422,521,000 | 422,671,000 |
| Allowance for loan losses | 5,271,000 | 5,593,000 | 6,085,000 | 10,498,000 |
| Securities available for sale | 11,480,000 | 11,065,000 | 10,990,000 | 9,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,402,000 | 320,722,000 | 360,519,000 | 358,921,000 |
| Interest-bearing deposits | 272,062,000 | 270,085,000 | 308,640,000 | 308,846,000 |
| Noninterest-bearing deposits | 52,340,000 | 50,637,000 | 51,879,000 | 50,075,000 |
| Equity capital | 40,568,000 | 40,361,000 | 40,295,000 | 32,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,423,000 | 14,381,000 | 21,594,000 | 28,247,000 |
| Interest expense | 3,312,000 | 6,269,000 | 9,250,000 | 12,141,000 |
| Net interest income | 4,111,000 | 8,112,000 | 12,344,000 | 16,106,000 |
| Noninterest income | 6,071,000 | 6,524,000 | 6,974,000 | 7,978,000 |
| Noninterest expense | 3,112,000 | 6,571,000 | 10,580,000 | 16,239,000 |
| Provision for loan losses | 1,832,000 | 2,341,000 | 2,842,000 | 11,961,000 |
| Pretax income | 5,238,000 | 5,724,000 | 5,896,000 | -4,116,000 |
| Income tax | 1,607,000 | 1,762,000 | 1,799,000 | -678,000 |
| Net income | 3,631,000 | 3,962,000 | 4,097,000 | -3,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,493,000 | 40,426,000 | 40,329,000 | 32,679,000 |
| Total capital | 45,229,000 | 45,531,000 | 45,504,000 | 38,055,000 |
| Risk-weighted assets | 379,599,000 | 419,531,000 | 424,301,000 | 424,919,000 |