Call reports 2007
EVERGREENBANK — 2007
What EVERGREENBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 363,299,000 | 384,809,000 | 408,227,000 | 420,022,000 |
| Total loans | 311,403,000 | 333,925,000 | 354,438,000 | 375,429,000 |
| Allowance for loan losses | 2,983,000 | 3,251,000 | 3,710,000 | 4,166,000 |
| Securities available for sale | 27,546,000 | 26,092,000 | 24,837,000 | 12,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,324,000 | 305,753,000 | 320,778,000 | 309,804,000 |
| Interest-bearing deposits | 234,518,000 | 247,863,000 | 264,458,000 | 250,013,000 |
| Noninterest-bearing deposits | 59,806,000 | 57,890,000 | 56,320,000 | 59,791,000 |
| Equity capital | 36,060,000 | 36,685,000 | 37,676,000 | 37,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,701,000 | 13,896,000 | 21,880,000 | 29,804,000 |
| Interest expense | 2,878,000 | 5,948,000 | 9,468,000 | 13,064,000 |
| Net interest income | 3,823,000 | 7,948,000 | 12,412,000 | 16,740,000 |
| Noninterest income | 525,000 | 1,097,000 | 1,663,000 | 2,914,000 |
| Noninterest expense | 2,747,000 | 5,646,000 | 8,535,000 | 13,959,000 |
| Provision for loan losses | 263,000 | 496,000 | 1,021,000 | 1,926,000 |
| Pretax income | 1,338,000 | 2,903,000 | 4,519,000 | 3,325,000 |
| Income tax | 430,000 | 948,000 | 1,478,000 | 1,211,000 |
| Net income | 908,000 | 1,955,000 | 3,041,000 | 2,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,474,000 | 37,165,000 | 38,076,000 | 37,032,000 |
| Total capital | 39,457,000 | 40,416,000 | 41,786,000 | 41,198,000 |
| Risk-weighted assets | 319,056,000 | 334,893,000 | 352,850,000 | 374,912,000 |