Call reports 2006
EVERGREENBANK — 2006
What EVERGREENBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 268,445,000 | 286,047,000 | 308,241,000 | 342,931,000 |
| Total loans | 211,752,000 | 234,089,000 | 253,279,000 | 292,449,000 |
| Allowance for loan losses | 2,229,000 | 2,410,000 | 2,631,000 | 2,784,000 |
| Securities available for sale | 31,881,000 | 31,600,000 | 30,471,000 | 27,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,913,000 | 227,008,000 | 235,484,000 | 257,098,000 |
| Interest-bearing deposits | 150,899,000 | 170,942,000 | 180,387,000 | 201,062,000 |
| Noninterest-bearing deposits | 59,014,000 | 56,066,000 | 55,097,000 | 56,036,000 |
| Equity capital | 22,682,000 | 23,065,000 | 23,526,000 | 35,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,254,000 | 9,089,000 | 14,627,000 | 20,585,000 |
| Interest expense | 1,352,000 | 3,099,000 | 5,264,000 | 7,760,000 |
| Net interest income | 2,902,000 | 5,990,000 | 9,363,000 | 12,825,000 |
| Noninterest income | 410,000 | 900,000 | 1,342,000 | 2,030,000 |
| Noninterest expense | 2,440,000 | 5,029,000 | 7,613,000 | 10,374,000 |
| Provision for loan losses | 168,000 | 348,000 | 578,000 | 810,000 |
| Pretax income | 704,000 | 1,513,000 | 2,514,000 | 3,671,000 |
| Income tax | 222,000 | 464,000 | 783,000 | 1,150,000 |
| Net income | 482,000 | 1,049,000 | 1,731,000 | 2,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,905,000 | 23,327,000 | 23,700,000 | 35,720,000 |
| Total capital | 25,134,000 | 25,737,000 | 26,331,000 | 38,504,000 |
| Risk-weighted assets | 218,596,000 | 235,339,000 | 260,772,000 | 297,444,000 |