Call reports 2005
EVERGREENBANK — 2005
What EVERGREENBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 209,555,000 | 215,359,000 | 230,839,000 | 248,733,000 |
| Total loans | 156,495,000 | 154,169,000 | 165,091,000 | 189,188,000 |
| Allowance for loan losses | 1,848,000 | 1,898,000 | 1,931,000 | 2,056,000 |
| Securities available for sale | 33,184,000 | 34,044,000 | 33,505,000 | 32,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,074,000 | 181,919,000 | 193,283,000 | 200,175,000 |
| Interest-bearing deposits | 126,419,000 | 127,847,000 | 136,283,000 | 135,255,000 |
| Noninterest-bearing deposits | 48,655,000 | 54,072,000 | 57,000,000 | 64,920,000 |
| Equity capital | 22,043,000 | 22,273,000 | 22,360,000 | 22,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,179,000 | 6,465,000 | 9,980,000 | 13,712,000 |
| Interest expense | 642,000 | 1,348,000 | 2,165,000 | 3,104,000 |
| Net interest income | 2,537,000 | 5,117,000 | 7,815,000 | 10,608,000 |
| Noninterest income | 423,000 | 866,000 | 1,276,000 | 1,688,000 |
| Noninterest expense | 2,275,000 | 4,675,000 | 7,164,000 | 9,697,000 |
| Provision for loan losses | 81,000 | 147,000 | 291,000 | 423,000 |
| Pretax income | 609,000 | 1,166,000 | 1,641,000 | 2,181,000 |
| Income tax | 201,000 | 384,000 | 520,000 | 660,000 |
| Net income | 408,000 | 782,000 | 1,121,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,206,000 | 22,388,000 | 22,487,000 | 22,570,000 |
| Total capital | 24,054,000 | 24,286,000 | 24,418,000 | 24,626,000 |
| Risk-weighted assets | 170,006,000 | 174,522,000 | 191,102,000 | 198,727,000 |