Call reports 2004
EVERGREENBANK — 2004
What EVERGREENBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 196,209,000 | 195,093,000 | 199,830,000 | 209,369,000 |
| Total loans | 138,480,000 | 138,352,000 | 146,308,000 | 159,656,000 |
| Allowance for loan losses | 1,663,000 | 1,732,000 | 1,847,000 | 1,887,000 |
| Securities available for sale | 34,743,000 | 32,949,000 | 34,119,000 | 33,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,568,000 | 158,771,000 | 161,947,000 | 174,239,000 |
| Interest-bearing deposits | 109,926,000 | 109,654,000 | 113,701,000 | 119,608,000 |
| Noninterest-bearing deposits | 46,641,000 | 49,117,000 | 48,247,000 | 54,631,000 |
| Equity capital | 21,065,000 | 20,965,000 | 21,536,000 | 21,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,427,000 | 8,269,000 | 11,363,000 |
| Interest expense | 473,000 | 949,000 | 1,441,000 | 2,008,000 |
| Net interest income | 2,252,000 | 4,478,000 | 6,828,000 | 9,355,000 |
| Noninterest income | 435,000 | 857,000 | 1,263,000 | 1,694,000 |
| Noninterest expense | 2,146,000 | 4,101,000 | 6,147,000 | 8,231,000 |
| Provision for loan losses | 60,000 | 140,000 | 190,000 | 321,000 |
| Pretax income | 496,000 | 1,109,000 | 1,769,000 | 2,511,000 |
| Income tax | 166,000 | 369,000 | 587,000 | 814,000 |
| Net income | 330,000 | 740,000 | 1,182,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,929,000 | 21,180,000 | 21,463,000 | 21,764,000 |
| Total capital | 22,593,000 | 22,912,000 | 23,310,000 | 23,651,000 |
| Risk-weighted assets | 153,622,000 | 153,882,000 | 158,153,000 | 172,559,000 |