Call reports 2003
EVERGREENBANK — 2003
What EVERGREENBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 171,266,000 | 173,832,000 | 185,403,000 | 194,181,000 |
| Total loans | 114,661,000 | 119,135,000 | 120,162,000 | 138,467,000 |
| Allowance for loan losses | 1,580,000 | 1,614,000 | 1,636,000 | 1,636,000 |
| Securities available for sale | 29,749,000 | 30,784,000 | 36,283,000 | 38,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,045,000 | 134,164,000 | 145,317,000 | 153,214,000 |
| Interest-bearing deposits | 91,657,000 | 92,684,000 | 102,939,000 | 105,551,000 |
| Noninterest-bearing deposits | 41,388,000 | 41,480,000 | 42,378,000 | 47,663,000 |
| Equity capital | 20,567,000 | 20,770,000 | 20,423,000 | 20,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,143,000 | 7,717,000 | 10,409,000 |
| Interest expense | 526,000 | 1,018,000 | 1,484,000 | 1,968,000 |
| Net interest income | 2,084,000 | 4,125,000 | 6,233,000 | 8,441,000 |
| Noninterest income | 412,000 | 836,000 | 1,248,000 | 1,698,000 |
| Noninterest expense | 1,987,000 | 4,084,000 | 6,156,000 | 8,193,000 |
| Provision for loan losses | 3,000 | 38,000 | 74,000 | 233,000 |
| Pretax income | 506,000 | 896,000 | 1,307,000 | 1,769,000 |
| Income tax | 166,000 | 297,000 | 435,000 | 573,000 |
| Net income | 340,000 | 599,000 | 872,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,442,000 | 20,601,000 | 20,435,000 | 20,657,000 |
| Total capital | 22,022,000 | 22,215,000 | 22,071,000 | 22,293,000 |
| Risk-weighted assets | 126,813,000 | 132,196,000 | 138,403,000 | 152,419,000 |