Call reports 2002
EVERGREENBANK — 2002
What EVERGREENBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 169,404,000 | 165,985,000 | 171,149,000 | 169,723,000 |
| Total loans | 121,876,000 | 121,031,000 | 122,784,000 | 121,509,000 |
| Allowance for loan losses | 1,613,000 | 1,698,000 | 1,679,000 | 1,690,000 |
| Securities available for sale | 14,024,000 | 22,179,000 | 21,078,000 | 22,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,684,000 | 128,293,000 | 132,851,000 | 132,337,000 |
| Interest-bearing deposits | 106,753,000 | 91,267,000 | 96,651,000 | 93,424,000 |
| Noninterest-bearing deposits | 33,931,000 | 37,026,000 | 36,200,000 | 38,913,000 |
| Equity capital | 14,764,000 | 19,789,000 | 20,091,000 | 20,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,440,000 | 8,235,000 | 11,049,000 |
| Interest expense | 668,000 | 1,303,000 | 1,942,000 | 2,546,000 |
| Net interest income | 2,044,000 | 4,137,000 | 6,293,000 | 8,503,000 |
| Noninterest income | 593,000 | 1,165,000 | 1,757,000 | 2,377,000 |
| Noninterest expense | 2,103,000 | 4,137,000 | 6,195,000 | 8,329,000 |
| Provision for loan losses | 89,000 | 188,000 | 290,000 | 330,000 |
| Pretax income | 445,000 | 977,000 | 1,575,000 | 2,231,000 |
| Income tax | 144,000 | 316,000 | 522,000 | 752,000 |
| Net income | 301,000 | 661,000 | 1,053,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,733,000 | 19,739,000 | 20,012,000 | 20,438,000 |
| Total capital | 16,345,000 | 21,350,000 | 21,666,000 | 22,071,000 |
| Risk-weighted assets | 132,243,000 | 128,800,000 | 132,265,000 | 130,561,000 |