Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,519,000 | 75,838,000 | 86,033,000 | 75,917,000 |
| Total loans | 53,223,000 | 68,470,000 | 75,303,000 | 63,603,000 |
| Allowance for loan losses | 560,000 | 544,000 | 552,000 | 546,000 |
| Securities available for sale | 2,919,000 | 3,366,000 | 3,385,000 | 3,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,297,000 | 65,461,000 | 75,121,000 | 65,362,000 |
| Interest-bearing deposits | 49,353,000 | 59,229,000 | 68,896,000 | 56,632,000 |
| Noninterest-bearing deposits | 6,944,000 | 6,232,000 | 6,225,000 | 8,730,000 |
| Equity capital | 9,743,000 | 9,646,000 | 10,446,000 | 10,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,651,000 | 5,734,000 | 7,887,000 |
| Interest expense | 435,000 | 801,000 | 1,188,000 | 1,548,000 |
| Net interest income | 1,406,000 | 2,850,000 | 4,546,000 | 6,339,000 |
| Noninterest income | 154,000 | 175,000 | 325,000 | 389,000 |
| Noninterest expense | 672,000 | 1,254,000 | 1,874,000 | 3,278,000 |
| Provision for loan losses | 36,000 | 1,022,000 | 1,058,000 | 1,144,000 |
| Pretax income | 852,000 | 749,000 | 1,939,000 | 2,306,000 |
| Income tax | 290,000 | 255,000 | 658,000 | 893,000 |
| Net income | 562,000 | 494,000 | 1,281,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,731,000 | 9,663,000 | 10,449,000 | 10,355,000 |
| Total capital | 10,291,000 | 10,207,000 | 11,001,000 | 10,901,000 |
| Risk-weighted assets | 56,918,000 | 69,112,000 | 77,415,000 | 65,796,000 |