Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,846,000 | 42,837,000 | 47,696,000 | 42,111,000 |
| Total loans | 21,808,000 | 36,600,000 | 40,866,000 | 34,504,000 |
| Allowance for loan losses | 333,000 | 369,000 | 364,000 | 388,000 |
| Securities available for sale | 1,604,000 | 1,629,000 | 1,626,000 | 1,622,000 |
| Securities held to maturity | 1,460,000 | 1,434,000 | 1,433,000 | 1,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,999,000 | 35,833,000 | 41,280,000 | 35,913,000 |
| Interest-bearing deposits | 31,687,000 | 32,096,000 | 38,064,000 | 30,296,000 |
| Noninterest-bearing deposits | 5,312,000 | 3,737,000 | 3,216,000 | 5,617,000 |
| Equity capital | 5,297,000 | 5,563,000 | 5,906,000 | 5,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 1,867,000 | 3,043,000 | 4,118,000 |
| Interest expense | 326,000 | 589,000 | 891,000 | 1,158,000 |
| Net interest income | 668,000 | 1,278,000 | 2,152,000 | 2,960,000 |
| Noninterest income | 245,000 | 432,000 | 487,000 | 493,000 |
| Noninterest expense | 512,000 | 898,000 | 1,295,000 | 2,040,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 365,000 | 740,000 | 1,242,000 | 1,275,000 |
| Income tax | 122,000 | 248,000 | 416,000 | 454,000 |
| Net income | 243,000 | 492,000 | 826,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,304,000 | 5,553,000 | 5,887,000 | 5,792,000 |
| Total capital | 5,590,000 | 5,922,000 | 6,251,000 | 6,180,000 |
| Risk-weighted assets | 22,865,000 | 33,314,000 | 35,651,000 | 30,403,000 |