Call reports 2024
NASHVILLE SAVINGS BANK — 2024
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 89,644,000 | 98,029,000 | 95,220,000 | 97,670,000 |
| Total loans | 64,033,000 | 63,168,000 | 63,623,000 | 64,865,000 |
| Allowance for loan losses | 538,000 | 573,000 | 573,000 | 593,000 |
| Securities available for sale | 16,976,000 | 17,993,000 | 18,365,000 | 18,703,000 |
| Securities held to maturity | 85,000 | 80,000 | 75,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,595,000 | 86,645,000 | 83,186,000 | 85,737,000 |
| Interest-bearing deposits | 68,663,000 | 74,295,000 | 71,546,000 | 76,112,000 |
| Noninterest-bearing deposits | 9,932,000 | 12,350,000 | 11,640,000 | 9,625,000 |
| Equity capital | 10,689,000 | 11,017,000 | 11,564,000 | 11,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,153,000 | 3,313,000 | 4,483,000 |
| Interest expense | 314,000 | 681,000 | 1,117,000 | 1,555,000 |
| Net interest income | 715,000 | 1,472,000 | 2,196,000 | 2,928,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 32,000 |
| Noninterest expense | 344,000 | 670,000 | 1,002,000 | 1,422,000 |
| Provision for loan losses | 35,000 | 70,000 | 70,000 | 90,000 |
| Pretax income | 350,000 | 753,000 | 1,151,000 | 1,452,000 |
| Income tax | 100,000 | 215,000 | 317,000 | 395,000 |
| Net income | 250,000 | 538,000 | 834,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,285,000 | 11,574,000 | 11,869,000 | 12,093,000 |