Call reports 2023
NASHVILLE SAVINGS BANK — 2023
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 86,776,000 | 84,775,000 | 87,946,000 | 91,009,000 |
| Total loans | 53,176,000 | 55,890,000 | 57,455,000 | 60,398,000 |
| Allowance for loan losses | 443,000 | 443,000 | 473,000 | 503,000 |
| Securities available for sale | 18,416,000 | 18,316,000 | 18,166,000 | 19,131,000 |
| Securities held to maturity | 159,000 | 154,000 | 139,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,932,000 | 74,808,000 | 77,744,000 | 80,351,000 |
| Interest-bearing deposits | 66,953,000 | 63,333,000 | 63,621,000 | 69,934,000 |
| Noninterest-bearing deposits | 9,979,000 | 11,475,000 | 14,123,000 | 10,417,000 |
| Equity capital | 9,513,000 | 9,710,000 | 9,898,000 | 10,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,682,000 | 2,573,000 | 3,574,000 |
| Interest expense | 170,000 | 392,000 | 635,000 | 910,000 |
| Net interest income | 631,000 | 1,290,000 | 1,938,000 | 2,664,000 |
| Noninterest income | 9,000 | 18,000 | 25,000 | 32,000 |
| Noninterest expense | 326,000 | 640,000 | 965,000 | 1,330,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 315,000 | 669,000 | 971,000 | 1,311,000 |
| Income tax | 84,000 | 177,000 | 262,000 | 358,000 |
| Net income | 231,000 | 492,000 | 709,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,314,000 | 10,574,000 | 10,791,000 | 11,035,000 |