Call reports 2020
NASHVILLE SAVINGS BANK — 2020
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 62,980,000 | 69,957,000 | 71,348,000 | 75,861,000 |
| Total loans | 47,154,000 | 47,285,000 | 48,594,000 | 47,804,000 |
| Allowance for loan losses | 459,000 | 459,000 | 459,000 | 454,000 |
| Securities available for sale | 8,228,000 | 4,329,000 | 4,257,000 | 3,652,000 |
| Securities held to maturity | 1,052,000 | 866,000 | 842,000 | 621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,273,000 | 57,007,000 | 58,209,000 | 62,757,000 |
| Interest-bearing deposits | 49,440,000 | 50,172,000 | 51,004,000 | 56,076,000 |
| Noninterest-bearing deposits | 4,833,000 | 6,835,000 | 7,205,000 | 6,681,000 |
| Equity capital | 8,542,000 | 8,700,000 | 8,854,000 | 8,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,190,000 | 1,748,000 | 2,292,000 |
| Interest expense | 148,000 | 275,000 | 402,000 | 525,000 |
| Net interest income | 465,000 | 915,000 | 1,346,000 | 1,767,000 |
| Noninterest income | 29,000 | 102,000 | 184,000 | 234,000 |
| Noninterest expense | 312,000 | 600,000 | 890,000 | 1,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 408,000 | 627,000 | 783,000 |
| Income tax | 44,000 | 105,000 | 167,000 | 203,000 |
| Net income | 138,000 | 303,000 | 460,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,521,000 | 8,687,000 | 8,844,000 | 8,964,000 |