Call reports 2016
NASHVILLE SAVINGS BANK — 2016
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,668,000 | 58,554,000 | 58,118,000 | 57,931,000 |
| Total loans | 42,652,000 | 44,706,000 | 45,064,000 | 45,735,000 |
| Allowance for loan losses | 317,000 | 317,000 | 317,000 | 392,000 |
| Securities available for sale | 3,814,000 | 4,622,000 | 4,315,000 | 4,314,000 |
| Securities held to maturity | 3,245,000 | 3,216,000 | 3,328,000 | 2,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,202,000 | 50,988,000 | 50,633,000 | 50,444,000 |
| Interest-bearing deposits | 46,499,000 | 47,105,000 | 47,416,000 | 46,995,000 |
| Noninterest-bearing deposits | 2,703,000 | 3,883,000 | 3,217,000 | 3,449,000 |
| Equity capital | 6,272,000 | 6,416,000 | 6,573,000 | 6,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,074,000 | 1,633,000 | 2,195,000 |
| Interest expense | 83,000 | 169,000 | 261,000 | 352,000 |
| Net interest income | 444,000 | 905,000 | 1,372,000 | 1,843,000 |
| Noninterest income | 22,000 | 41,000 | 78,000 | 99,000 |
| Noninterest expense | 268,000 | 525,000 | 768,000 | 1,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 198,000 | 421,000 | 682,000 | 747,000 |
| Income tax | 76,000 | 161,000 | 260,000 | 277,000 |
| Net income | 122,000 | 260,000 | 422,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,270,000 | 6,409,000 | 6,571,000 | 6,619,000 |
| Total capital | 6,589,000 | 6,731,000 | 6,891,000 | 7,025,000 |
| Risk-weighted assets | 39,453,000 | 41,265,000 | 41,311,000 | 41,600,000 |