Call reports 2015
NASHVILLE SAVINGS BANK — 2015
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,023,000 | 55,312,000 | 55,143,000 | 56,627,000 |
| Total loans | 37,463,000 | 38,863,000 | 40,167,000 | 42,215,000 |
| Allowance for loan losses | 267,000 | 267,000 | 317,000 | 317,000 |
| Securities available for sale | 4,872,000 | 4,863,000 | 4,078,000 | 4,051,000 |
| Securities held to maturity | 3,668,000 | 3,618,000 | 3,586,000 | 2,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,995,000 | 48,125,000 | 46,805,000 | 49,362,000 |
| Interest-bearing deposits | 45,630,000 | 46,033,000 | 44,383,000 | 46,781,000 |
| Noninterest-bearing deposits | 2,365,000 | 2,092,000 | 2,422,000 | 2,581,000 |
| Equity capital | 5,858,000 | 5,972,000 | 6,086,000 | 6,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 986,000 | 1,495,000 | 1,995,000 |
| Interest expense | 81,000 | 162,000 | 244,000 | 331,000 |
| Net interest income | 412,000 | 824,000 | 1,251,000 | 1,664,000 |
| Noninterest income | 22,000 | 44,000 | 70,000 | 98,000 |
| Noninterest expense | 268,000 | 508,000 | 746,000 | 1,072,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 166,000 | 360,000 | 525,000 | 640,000 |
| Income tax | 63,000 | 137,000 | 198,000 | 239,000 |
| Net income | 103,000 | 223,000 | 327,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,844,000 | 5,971,000 | 6,075,000 | 6,149,000 |
| Total capital | 6,118,000 | 6,244,000 | 6,399,000 | 6,469,000 |
| Risk-weighted assets | 34,488,000 | 35,950,000 | 37,246,000 | 38,876,000 |