Call reports 2014
NASHVILLE SAVINGS BANK — 2014
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,726,000 | 57,906,000 | 53,451,000 | 54,706,000 |
| Total loans | 35,683,000 | 34,933,000 | 35,772,000 | 37,294,000 |
| Allowance for loan losses | 271,000 | 271,000 | 217,000 | 267,000 |
| Securities available for sale | 5,584,000 | 5,585,000 | 5,587,000 | 4,544,000 |
| Securities held to maturity | 3,473,000 | 3,794,000 | 3,760,000 | 3,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,107,000 | 52,119,000 | 47,530,000 | 48,896,000 |
| Interest-bearing deposits | 45,752,000 | 45,075,000 | 45,380,000 | 44,720,000 |
| Noninterest-bearing deposits | 2,355,000 | 7,044,000 | 2,150,000 | 4,176,000 |
| Equity capital | 5,460,000 | 5,573,000 | 5,689,000 | 5,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 935,000 | 1,409,000 | 1,898,000 |
| Interest expense | 94,000 | 187,000 | 278,000 | 368,000 |
| Net interest income | 371,000 | 748,000 | 1,131,000 | 1,530,000 |
| Noninterest income | 23,000 | 65,000 | 101,000 | 130,000 |
| Noninterest expense | 257,000 | 488,000 | 720,000 | 1,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 137,000 | 325,000 | 512,000 | 575,000 |
| Income tax | 51,000 | 126,000 | 199,000 | 218,000 |
| Net income | 86,000 | 199,000 | 313,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,477,000 | 5,590,000 | 5,705,000 | 5,748,000 |
| Total capital | 5,763,000 | 5,876,000 | 5,931,000 | 6,021,000 |
| Risk-weighted assets | 32,487,000 | 33,571,000 | 32,969,000 | 34,457,000 |