Call reports 2013
NASHVILLE SAVINGS BANK — 2013
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,118,000 | 52,591,000 | 50,985,000 | 52,931,000 |
| Total loans | 31,580,000 | 32,072,000 | 32,491,000 | 35,159,000 |
| Allowance for loan losses | 221,000 | 221,000 | 221,000 | 271,000 |
| Securities available for sale | 4,010,000 | 4,163,000 | 4,182,000 | 5,230,000 |
| Securities held to maturity | 3,351,000 | 3,525,000 | 3,312,000 | 3,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,806,000 | 47,275,000 | 45,522,000 | 47,522,000 |
| Interest-bearing deposits | 44,727,000 | 44,918,000 | 43,780,000 | 45,156,000 |
| Noninterest-bearing deposits | 2,079,000 | 2,357,000 | 1,742,000 | 2,366,000 |
| Equity capital | 5,158,000 | 5,182,000 | 5,288,000 | 5,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 892,000 | 1,338,000 | 1,791,000 |
| Interest expense | 97,000 | 195,000 | 294,000 | 393,000 |
| Net interest income | 356,000 | 697,000 | 1,044,000 | 1,398,000 |
| Noninterest income | 33,000 | 59,000 | 89,000 | 118,000 |
| Noninterest expense | 236,000 | 461,000 | 685,000 | 941,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 153,000 | 295,000 | 448,000 | 525,000 |
| Income tax | 60,000 | 115,000 | 174,000 | 199,000 |
| Net income | 93,000 | 180,000 | 274,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,155,000 | 5,249,000 | 5,342,000 | 5,392,000 |
| Total capital | 5,376,000 | 5,472,000 | 5,564,000 | 5,673,000 |
| Risk-weighted assets | 29,157,000 | 29,691,000 | 29,686,000 | 32,153,000 |