Call reports 2012
NASHVILLE SAVINGS BANK — 2012
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,667,000 | 50,363,000 | 49,260,000 | 50,701,000 |
| Total loans | 27,680,000 | 28,059,000 | 27,877,000 | 31,992,000 |
| Allowance for loan losses | 221,000 | 221,000 | 221,000 | 221,000 |
| Securities available for sale | 5,702,000 | 4,055,000 | 3,909,000 | 3,857,000 |
| Securities held to maturity | 3,193,000 | 3,365,000 | 3,852,000 | 3,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,690,000 | 45,305,000 | 44,003,000 | 45,563,000 |
| Interest-bearing deposits | 43,888,000 | 43,353,000 | 42,648,000 | 43,429,000 |
| Noninterest-bearing deposits | 1,802,000 | 1,952,000 | 1,355,000 | 2,134,000 |
| Equity capital | 4,809,000 | 4,906,000 | 5,040,000 | 5,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 872,000 | 1,301,000 | 1,740,000 |
| Interest expense | 118,000 | 234,000 | 339,000 | 440,000 |
| Net interest income | 326,000 | 638,000 | 962,000 | 1,300,000 |
| Noninterest income | 48,000 | 98,000 | 142,000 | 202,000 |
| Noninterest expense | 231,000 | 438,000 | 647,000 | 958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 298,000 | 457,000 | 544,000 |
| Income tax | 57,000 | 117,000 | 179,000 | 209,000 |
| Net income | 86,000 | 181,000 | 278,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,805,000 | 4,896,000 | 4,999,000 | 5,056,000 |
| Total capital | 5,026,000 | 5,117,000 | 5,220,000 | 5,277,000 |
| Risk-weighted assets | 25,967,000 | 26,105,000 | 25,905,000 | 29,315,000 |