Call reports 2011
NASHVILLE SAVINGS BANK — 2011
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,860,000 | 46,803,000 | 50,273,000 | 50,501,000 |
| Total loans | 26,573,000 | 26,831,000 | 27,546,000 | 27,345,000 |
| Allowance for loan losses | 196,000 | 196,000 | 196,000 | 221,000 |
| Securities available for sale | 6,346,000 | 6,384,000 | 5,415,000 | 5,462,000 |
| Securities held to maturity | 3,225,000 | 3,171,000 | 3,644,000 | 3,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,268,000 | 42,099,000 | 45,432,000 | 45,685,000 |
| Interest-bearing deposits | 40,847,000 | 40,365,000 | 43,551,000 | 43,110,000 |
| Noninterest-bearing deposits | 1,421,000 | 1,734,000 | 1,881,000 | 2,575,000 |
| Equity capital | 4,442,000 | 4,561,000 | 4,660,000 | 4,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 903,000 | 1,353,000 | 1,802,000 |
| Interest expense | 141,000 | 278,000 | 413,000 | 535,000 |
| Net interest income | 310,000 | 625,000 | 940,000 | 1,267,000 |
| Noninterest income | 33,000 | 67,000 | 104,000 | 142,000 |
| Noninterest expense | 215,000 | 409,000 | 602,000 | 837,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 128,000 | 283,000 | 442,000 | 547,000 |
| Income tax | 51,000 | 111,000 | 173,000 | 208,000 |
| Net income | 77,000 | 172,000 | 269,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,475,000 | 4,556,000 | 4,652,000 | 4,713,000 |
| Total capital | 4,671,000 | 4,752,000 | 4,848,000 | 4,934,000 |
| Risk-weighted assets | 24,362,000 | 24,294,000 | 25,393,000 | 25,528,000 |