Call reports 2010
NASHVILLE SAVINGS BANK — 2010
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,157,000 | 41,132,000 | 41,283,000 | 45,218,000 |
| Total loans | 24,126,000 | 25,643,000 | 25,843,000 | 26,794,000 |
| Allowance for loan losses | 192,000 | 192,000 | 196,000 | 196,000 |
| Securities available for sale | 5,154,000 | 5,303,000 | 4,502,000 | 5,701,000 |
| Securities held to maturity | 3,017,000 | 2,962,000 | 3,571,000 | 3,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,861,000 | 36,689,000 | 36,654,000 | 40,709,000 |
| Interest-bearing deposits | 34,615,000 | 34,940,000 | 35,247,000 | 38,241,000 |
| Noninterest-bearing deposits | 1,246,000 | 1,749,000 | 1,407,000 | 2,468,000 |
| Equity capital | 4,148,000 | 4,266,000 | 4,372,000 | 4,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 910,000 | 1,371,000 | 1,830,000 |
| Interest expense | 167,000 | 313,000 | 457,000 | 604,000 |
| Net interest income | 281,000 | 597,000 | 914,000 | 1,226,000 |
| Noninterest income | 20,000 | 35,000 | 77,000 | 97,000 |
| Noninterest expense | 189,000 | 356,000 | 544,000 | 835,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 276,000 | 447,000 | 488,000 |
| Income tax | 42,000 | 103,000 | 167,000 | 178,000 |
| Net income | 70,000 | 173,000 | 280,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,159,000 | 4,255,000 | 4,361,000 | 4,391,000 |
| Total capital | 4,353,000 | 4,447,000 | 4,557,000 | 4,587,000 |
| Risk-weighted assets | 22,299,000 | 22,839,000 | 22,807,000 | 23,967,000 |