Call reports 2009
NASHVILLE SAVINGS BANK — 2009
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,550,000 | 37,524,000 | 37,487,000 | 39,271,000 |
| Total loans | 20,473,000 | 21,679,000 | 23,449,000 | 23,217,000 |
| Allowance for loan losses | 158,000 | 159,000 | 159,000 | 191,000 |
| Securities available for sale | 5,375,000 | 4,458,000 | 4,580,000 | 4,609,000 |
| Securities held to maturity | 3,864,000 | 3,732,000 | 3,550,000 | 3,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,464,000 | 33,360,000 | 32,203,000 | 35,088,000 |
| Interest-bearing deposits | 30,206,000 | 31,841,000 | 30,347,000 | 33,047,000 |
| Noninterest-bearing deposits | 1,258,000 | 1,519,000 | 1,856,000 | 2,041,000 |
| Equity capital | 3,897,000 | 3,955,000 | 4,050,000 | 4,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 903,000 | 1,362,000 | 1,814,000 |
| Interest expense | 199,000 | 388,000 | 566,000 | 736,000 |
| Net interest income | 251,000 | 515,000 | 796,000 | 1,078,000 |
| Noninterest income | 27,000 | 60,000 | 78,000 | 93,000 |
| Noninterest expense | 176,000 | 373,000 | 548,000 | 755,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 100,000 | 202,000 | 326,000 | 386,000 |
| Income tax | 33,000 | 65,000 | 108,000 | 124,000 |
| Net income | 67,000 | 137,000 | 218,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,887,000 | 3,954,000 | 4,038,000 | 4,082,000 |
| Total capital | 4,045,000 | 4,113,000 | 4,201,000 | 4,276,000 |
| Risk-weighted assets | 18,463,000 | 19,826,000 | 21,229,000 | 21,600,000 |