Call reports 2008
NASHVILLE SAVINGS BANK — 2008
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,768,000 | 32,066,000 | 30,917,000 | 36,129,000 |
| Total loans | 17,408,000 | 18,027,000 | 18,056,000 | 19,436,000 |
| Allowance for loan losses | 161,000 | 161,000 | 161,000 | 158,000 |
| Securities available for sale | 4,832,000 | 4,385,000 | 3,988,000 | 5,086,000 |
| Securities held to maturity | 3,709,000 | 3,491,000 | 3,452,000 | 3,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,648,000 | 27,995,000 | 26,431,000 | 31,069,000 |
| Interest-bearing deposits | 26,539,000 | 26,458,000 | 25,326,000 | 28,346,000 |
| Noninterest-bearing deposits | 1,109,000 | 1,537,000 | 1,105,000 | 2,723,000 |
| Equity capital | 3,850,000 | 3,811,000 | 3,750,000 | 3,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 864,000 | 1,295,000 | 1,732,000 |
| Interest expense | 236,000 | 451,000 | 647,000 | 833,000 |
| Net interest income | 195,000 | 413,000 | 648,000 | 899,000 |
| Noninterest income | 13,000 | 20,000 | 32,000 | 44,000 |
| Noninterest expense | 162,000 | 306,000 | 456,000 | 637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 129,000 | 226,000 | 308,000 |
| Income tax | 11,000 | 35,000 | 66,000 | 91,000 |
| Net income | 37,000 | 94,000 | 160,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,640,000 | 3,697,000 | 3,764,000 | 3,820,000 |
| Total capital | 3,927,000 | 3,938,000 | 3,929,000 | 3,978,000 |
| Risk-weighted assets | 15,607,000 | 16,247,000 | 15,641,000 | 17,690,000 |