Call reports 2007
NASHVILLE SAVINGS BANK — 2007
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,244,000 | 31,217,000 | 30,867,000 | 32,014,000 |
| Total loans | 15,534,000 | 16,012,000 | 15,990,000 | 16,748,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 161,000 |
| Securities available for sale | 8,255,000 | 8,001,000 | 9,039,000 | 7,516,000 |
| Securities held to maturity | 3,220,000 | 3,472,000 | 3,466,000 | 3,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,922,000 | 26,968,000 | 26,454,000 | 27,362,000 |
| Interest-bearing deposits | 25,299,000 | 26,013,000 | 25,604,000 | 25,705,000 |
| Noninterest-bearing deposits | 623,000 | 955,000 | 850,000 | 1,657,000 |
| Equity capital | 3,871,000 | 3,896,000 | 4,000,000 | 3,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 845,000 | 1,286,000 | 1,721,000 |
| Interest expense | 237,000 | 479,000 | 729,000 | 974,000 |
| Net interest income | 179,000 | 366,000 | 557,000 | 747,000 |
| Noninterest income | 15,000 | 24,000 | 35,000 | 45,000 |
| Noninterest expense | 160,000 | 307,000 | 445,000 | 609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 83,000 | 147,000 | 186,000 |
| Income tax | 4,000 | 12,000 | 31,000 | 38,000 |
| Net income | 30,000 | 71,000 | 116,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,485,000 | 3,526,000 | 3,571,000 | 3,603,000 |
| Total capital | 3,953,000 | 4,001,000 | 4,037,000 | 3,936,000 |
| Risk-weighted assets | 14,199,000 | 14,585,000 | 14,536,000 | 15,100,000 |