Call reports 2006
NASHVILLE SAVINGS BANK — 2006
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,329,000 | 29,302,000 | 29,484,000 | 30,150,000 |
| Total loans | 14,711,000 | 15,691,000 | 16,113,000 | 16,419,000 |
| Allowance for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Securities available for sale | 9,558,000 | 9,464,000 | 9,440,000 | 9,924,000 |
| Securities held to maturity | 2,257,000 | 2,158,000 | 2,271,000 | 2,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,253,000 | 25,264,000 | 24,865,000 | 25,495,000 |
| Interest-bearing deposits | 24,579,000 | 24,851,000 | 24,315,000 | 24,788,000 |
| Noninterest-bearing deposits | 674,000 | 413,000 | 550,000 | 707,000 |
| Equity capital | 3,731,000 | 3,712,000 | 3,895,000 | 3,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 716,000 | 1,094,000 | 1,514,000 |
| Interest expense | 172,000 | 356,000 | 548,000 | 773,000 |
| Net interest income | 179,000 | 360,000 | 546,000 | 741,000 |
| Noninterest income | 5,000 | 28,000 | 36,000 | 45,000 |
| Noninterest expense | 153,000 | 302,000 | 450,000 | 752,000 |
| Provision for loan losses | -52,000 | -52,000 | -52,000 | -52,000 |
| Pretax income | 83,000 | 138,000 | 184,000 | 84,000 |
| Income tax | 24,000 | 37,000 | 47,000 | 6,000 |
| Net income | 59,000 | 101,000 | 137,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,436,000 | 3,478,000 | 3,514,000 | 3,455,000 |
| Total capital | 3,912,000 | 3,934,000 | 4,018,000 | 3,967,000 |
| Risk-weighted assets | 13,818,000 | 14,307,000 | 14,753,000 | 14,962,000 |