Call reports 2005
NASHVILLE SAVINGS BANK — 2005
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,528,000 | 29,533,000 | 29,416,000 | 29,752,000 |
| Total loans | 13,464,000 | 13,863,000 | 14,098,000 | 14,423,000 |
| Allowance for loan losses | 136,000 | 133,000 | 134,000 | 282,000 |
| Securities available for sale | 9,640,000 | 9,737,000 | 9,576,000 | 9,636,000 |
| Securities held to maturity | 2,743,000 | 2,631,000 | 2,479,000 | 2,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,698,000 | 24,946,000 | 24,715,000 | 25,700,000 |
| Interest-bearing deposits | 25,159,000 | 24,261,000 | 24,147,000 | 25,107,000 |
| Noninterest-bearing deposits | 539,000 | 685,000 | 568,000 | 593,000 |
| Equity capital | 3,521,000 | 3,837,000 | 3,793,000 | 3,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 681,000 | 1,029,000 | 1,374,000 |
| Interest expense | 133,000 | 270,000 | 415,000 | 581,000 |
| Net interest income | 203,000 | 411,000 | 614,000 | 793,000 |
| Noninterest income | 6,000 | 339,000 | 360,000 | 366,000 |
| Noninterest expense | 165,000 | 339,000 | 475,000 | 669,000 |
| Provision for loan losses | 0 | 0 | 0 | 147,000 |
| Pretax income | 44,000 | 411,000 | 499,000 | 343,000 |
| Income tax | 7,000 | 121,000 | 148,000 | 101,000 |
| Net income | 37,000 | 290,000 | 351,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,173,000 | 3,425,000 | 3,487,000 | 3,377,000 |
| Total capital | 3,632,000 | 3,891,000 | 3,909,000 | 3,884,000 |
| Risk-weighted assets | 12,978,000 | 13,114,000 | 13,338,000 | 13,719,000 |