Call reports 2004
NASHVILLE SAVINGS BANK — 2004
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,783,000 | 31,846,000 | 29,590,000 | 28,847,000 |
| Total loans | 12,976,000 | 12,965,000 | 12,842,000 | 12,674,000 |
| Allowance for loan losses | 136,000 | 136,000 | 136,000 | 136,000 |
| Securities available for sale | 12,617,000 | 12,083,000 | 10,152,000 | 9,848,000 |
| Securities held to maturity | 2,829,000 | 2,734,000 | 2,620,000 | 2,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,905,000 | 27,706,000 | 25,626,000 | 24,870,000 |
| Interest-bearing deposits | 28,212,000 | 27,156,000 | 25,083,000 | 24,464,000 |
| Noninterest-bearing deposits | 693,000 | 550,000 | 543,000 | 406,000 |
| Equity capital | 3,455,000 | 3,334,000 | 3,541,000 | 3,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 707,000 | 1,053,000 | 1,393,000 |
| Interest expense | 133,000 | 271,000 | 401,000 | 534,000 |
| Net interest income | 218,000 | 436,000 | 652,000 | 859,000 |
| Noninterest income | 6,000 | 12,000 | 20,000 | 26,000 |
| Noninterest expense | 145,000 | 289,000 | 437,000 | 586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 164,000 | 242,000 | 307,000 |
| Income tax | 26,000 | 49,000 | 71,000 | 87,000 |
| Net income | 58,000 | 115,000 | 171,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,974,000 | 3,031,000 | 3,087,000 | 3,135,000 |
| Total capital | 3,411,000 | 3,490,000 | 3,556,000 | 3,648,000 |
| Risk-weighted assets | 13,147,000 | 13,141,000 | 12,549,000 | 12,369,000 |