Call reports 2003
NASHVILLE SAVINGS BANK — 2003
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,107,000 | 26,797,000 | 27,247,000 | 28,360,000 |
| Total loans | 13,168,000 | 13,327,000 | 12,720,000 | 12,924,000 |
| Allowance for loan losses | 111,000 | 119,000 | 128,000 | 136,000 |
| Securities available for sale | 7,919,000 | 7,394,000 | 7,913,000 | 9,138,000 |
| Securities held to maturity | 2,211,000 | 2,072,000 | 2,189,000 | 2,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,505,000 | 23,171,000 | 23,594,000 | 24,675,000 |
| Interest-bearing deposits | 23,209,000 | 22,727,000 | 23,245,000 | 24,374,000 |
| Noninterest-bearing deposits | 296,000 | 444,000 | 349,000 | 301,000 |
| Equity capital | 3,199,000 | 3,257,000 | 3,292,000 | 3,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 721,000 | 1,066,000 | 1,415,000 |
| Interest expense | 150,000 | 290,000 | 420,000 | 551,000 |
| Net interest income | 215,000 | 431,000 | 646,000 | 864,000 |
| Noninterest income | 6,000 | 17,000 | 26,000 | 35,000 |
| Noninterest expense | 112,000 | 228,000 | 350,000 | 551,000 |
| Provision for loan losses | 5,000 | 13,000 | 22,000 | 30,000 |
| Pretax income | 104,000 | 208,000 | 303,000 | 323,000 |
| Income tax | 33,000 | 66,000 | 96,000 | 98,000 |
| Net income | 71,000 | 142,000 | 207,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,762,000 | 2,832,000 | 2,898,000 | 2,916,000 |
| Total capital | 3,143,000 | 3,209,000 | 3,291,000 | 3,349,000 |
| Risk-weighted assets | 12,090,000 | 12,196,000 | 12,089,000 | 12,282,000 |