Call reports 2002
NASHVILLE SAVINGS BANK — 2002
What NASHVILLE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,209,000 | 26,833,000 | 27,621,000 | 27,410,000 |
| Total loans | 13,501,000 | 13,128,000 | 13,168,000 | 13,282,000 |
| Allowance for loan losses | 88,000 | 94,000 | 100,000 | 106,000 |
| Securities available for sale | 7,133,000 | 6,725,000 | 6,999,000 | 8,768,000 |
| Securities held to maturity | 2,595,000 | 2,727,000 | 2,799,000 | 2,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,861,000 | 23,340,000 | 24,118,000 | 23,797,000 |
| Interest-bearing deposits | 22,446,000 | 22,819,000 | 23,704,000 | 23,447,000 |
| Noninterest-bearing deposits | 415,000 | 521,000 | 414,000 | 350,000 |
| Equity capital | 2,947,000 | 3,075,000 | 3,086,000 | 3,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 779,000 | 1,160,000 | 1,541,000 |
| Interest expense | 194,000 | 378,000 | 564,000 | 744,000 |
| Net interest income | 196,000 | 401,000 | 596,000 | 797,000 |
| Noninterest income | 3,000 | 7,000 | 13,000 | 21,000 |
| Noninterest expense | 102,000 | 200,000 | 310,000 | 480,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 91,000 | 196,000 | 281,000 | 314,000 |
| Income tax | 28,000 | 63,000 | 89,000 | 95,000 |
| Net income | 63,000 | 133,000 | 192,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,535,000 | 2,605,000 | 2,664,000 | 2,691,000 |
| Total capital | 2,947,000 | 3,011,000 | 3,049,000 | 3,098,000 |
| Risk-weighted assets | 12,379,000 | 12,404,000 | 12,378,000 | 12,627,000 |