Call reports 2024
FIRST NATIONAL BANK AT SAINT JAMES, THE — 2024
What FIRST NATIONAL BANK AT SAINT JAMES, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 37,191,000 | 35,800,000 | 36,213,000 | 37,287,000 |
| Total loans | 23,323,000 | 23,495,000 | 25,180,000 | 24,806,000 |
| Allowance for loan losses | 368,000 | 368,000 | 342,000 | 341,000 |
| Securities available for sale | 3,992,000 | 3,982,000 | 4,035,000 | 4,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,349,000 | 32,889,000 | 33,208,000 | 34,326,000 |
| Interest-bearing deposits | 25,630,000 | 24,612,000 | 24,483,000 | 25,043,000 |
| Noninterest-bearing deposits | 8,719,000 | 8,277,000 | 8,725,000 | 9,283,000 |
| Equity capital | 2,781,000 | 2,841,000 | 2,925,000 | 2,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 968,000 | 1,472,000 | 1,996,000 |
| Interest expense | 104,000 | 213,000 | 329,000 | 449,000 |
| Net interest income | 375,000 | 755,000 | 1,143,000 | 1,547,000 |
| Noninterest income | 59,000 | 135,000 | 208,000 | 273,000 |
| Noninterest expense | 369,000 | 762,000 | 1,129,000 | 1,556,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 11,000 |
| Pretax income | 59,000 | 114,000 | 230,000 | 246,000 |
| Income tax | 11,000 | 26,000 | 41,000 | 69,000 |
| Net income | 48,000 | 88,000 | 189,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,972,000 | 3,012,000 | 3,033,000 | 3,002,000 |
| Total capital | 3,256,000 | 3,293,000 | 3,334,000 | 3,296,000 |
| Risk-weighted assets | 22,650,000 | 22,401,000 | 24,051,000 | 23,479,000 |