Call reports 2004

FIRST NATIONAL BANK AT SAINT JAMES, THE — 2004

Name: FIRST NATIONAL BANK AT SAINT JAMES, THE — FFIEC call report 2004
Creator: FIRST NATIONAL BANK AT SAINT JAMES, THE

What FIRST NATIONAL BANK AT SAINT JAMES, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ef56f57-31b9-412b-8c95-0386c8eb339a/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	25,374,000	24,723,000	24,982,000	25,725,000
Total loans	15,511,000	14,940,000	14,890,000	14,918,000
Allowance for loan losses	245,000	246,000	252,000	255,000
Securities available for sale	5,151,000	5,633,000	5,478,000	5,513,000
Securities held to maturity	1,297,000	810,000	804,000	751,000
Trading assets	0	0	0	0
Total deposits	22,573,000	21,666,000	21,502,000	23,159,000
Interest-bearing deposits	20,351,000	19,507,000	19,456,000	20,401,000
Noninterest-bearing deposits	2,222,000	2,159,000	2,046,000	2,758,000
Equity capital	2,192,000	2,158,000	2,283,000	2,120,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	333,000	651,000	963,000	1,272,000
Interest expense	80,000	155,000	231,000	315,000
Net interest income	253,000	496,000	732,000	957,000
Noninterest income	47,000	90,000	131,000	183,000
Noninterest expense	246,000	449,000	646,000	900,000
Provision for loan losses	3,000	6,000	9,000	12,000
Pretax income	51,000	135,000	212,000	232,000
Income tax	9,000	32,000	46,000	60,000
Net income	42,000	103,000	166,000	172,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	2,155,000	2,200,000	2,273,000	2,126,000
Total capital	2,370,000	2,408,000	2,481,000	2,343,000
Risk-weighted assets	17,174,000	16,577,000	16,610,000	17,331,000