Call reports 2003

FIRST NATIONAL BANK AT SAINT JAMES, THE — 2003

Name: FIRST NATIONAL BANK AT SAINT JAMES, THE — FFIEC call report 2003
Creator: FIRST NATIONAL BANK AT SAINT JAMES, THE

What FIRST NATIONAL BANK AT SAINT JAMES, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ef56f57-31b9-412b-8c95-0386c8eb339a/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	25,521,000	25,948,000	25,685,000	25,927,000
Total loans	14,270,000	14,011,000	14,920,000	15,623,000
Allowance for loan losses	221,000	230,000	239,000	247,000
Securities available for sale	6,448,000	5,895,000	5,971,000	5,412,000
Securities held to maturity	1,577,000	1,350,000	1,328,000	1,307,000
Trading assets	0	0	0	0
Total deposits	22,889,000	22,980,000	22,449,000	22,594,000
Interest-bearing deposits	20,682,000	20,942,000	20,339,000	20,396,000
Noninterest-bearing deposits	2,207,000	2,038,000	2,110,000	2,198,000
Equity capital	2,196,000	2,186,000	2,161,000	2,124,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	335,000	671,000	993,000	1,320,000
Interest expense	112,000	220,000	320,000	408,000
Net interest income	223,000	451,000	673,000	912,000
Noninterest income	40,000	88,000	128,000	184,000
Noninterest expense	225,000	426,000	639,000	860,000
Provision for loan losses	8,000	15,000	23,000	30,000
Pretax income	30,000	98,000	139,000	219,000
Income tax	2,000	45,000	70,000	44,000
Net income	28,000	53,000	69,000	175,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	2,111,000	2,134,000	2,141,000	2,111,000
Total capital	2,315,000	2,341,000	2,351,000	2,328,000
Risk-weighted assets	16,310,000	16,566,000	16,811,000	17,356,000