Call reports 2002

FIRST NATIONAL BANK AT SAINT JAMES, THE — 2002

Name: FIRST NATIONAL BANK AT SAINT JAMES, THE — FFIEC call report 2002
Creator: FIRST NATIONAL BANK AT SAINT JAMES, THE

What FIRST NATIONAL BANK AT SAINT JAMES, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ef56f57-31b9-412b-8c95-0386c8eb339a/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	24,671,000	24,277,000	23,643,000	25,596,000
Total loans	14,146,000	15,031,000	14,796,000	14,502,000
Allowance for loan losses	189,000	195,000	203,000	213,000
Securities available for sale	5,708,000	4,640,000	4,674,000	5,771,000
Securities held to maturity	2,132,000	1,783,000	1,673,000	1,629,000
Trading assets	0	0	0	0
Total deposits	22,086,000	21,557,000	20,930,000	22,886,000
Interest-bearing deposits	19,880,000	19,472,000	18,920,000	20,479,000
Noninterest-bearing deposits	2,206,000	2,085,000	2,010,000	2,407,000
Equity capital	2,058,000	2,210,000	2,312,000	2,185,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	383,000	770,000	1,150,000	1,513,000
Interest expense	142,000	278,000	403,000	526,000
Net interest income	241,000	492,000	747,000	987,000
Noninterest income	36,000	70,000	103,000	159,000
Noninterest expense	198,000	393,000	609,000	798,000
Provision for loan losses	8,000	15,000	23,000	32,000
Pretax income	71,000	158,000	224,000	319,000
Income tax	48,000	62,000	73,000	151,000
Net income	23,000	96,000	151,000	168,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	2,069,000	2,153,000	2,220,000	2,086,000
Total capital	2,258,000	2,348,000	2,423,000	2,289,000
Risk-weighted assets	16,038,000	16,622,000	16,418,000	16,265,000