Call reports 2001
FIRST NATIONAL BANK AT SAINT JAMES, THE — 2001
What FIRST NATIONAL BANK AT SAINT JAMES, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,271,000 | 22,409,000 | 23,690,000 | 25,471,000 |
| Total loans | 13,012,000 | 13,190,000 | 13,570,000 | 14,167,000 |
| Allowance for loan losses | 162,000 | 163,000 | 172,000 | 181,000 |
| Securities available for sale | 3,861,000 | 3,892,000 | 3,743,000 | 4,756,000 |
| Securities held to maturity | 2,082,000 | 1,820,000 | 1,768,000 | 2,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,921,000 | 19,617,000 | 21,188,000 | 23,111,000 |
| Interest-bearing deposits | 18,004,000 | 17,543,000 | 18,993,000 | 19,732,000 |
| Noninterest-bearing deposits | 1,917,000 | 2,074,000 | 2,195,000 | 3,379,000 |
| Equity capital | 2,135,000 | 2,200,000 | 2,284,000 | 2,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 831,000 | 1,228,000 | 1,625,000 |
| Interest expense | 205,000 | 397,000 | 573,000 | 729,000 |
| Net interest income | 220,000 | 434,000 | 655,000 | 896,000 |
| Noninterest income | 38,000 | 76,000 | 112,000 | 159,000 |
| Noninterest expense | 208,000 | 410,000 | 621,000 | 809,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 15,000 |
| Pretax income | 67,000 | 134,000 | 187,000 | 280,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 58,000 |
| Net income | 64,000 | 128,000 | 178,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,090,000 | 2,150,000 | 2,215,000 | 2,046,000 |
| Total capital | 2,252,000 | 2,313,000 | 2,387,000 | 2,227,000 |
| Risk-weighted assets | 14,899,000 | 14,841,000 | 15,351,000 | 16,306,000 |