Call reports 2001
FLORIDA BANK OF COMMERCE — 2001
What FLORIDA BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,128,000 | 58,060,000 | 57,975,000 | 63,554,000 |
| Total loans | 36,297,000 | 36,922,000 | 39,933,000 | 38,836,000 |
| Allowance for loan losses | 443,000 | 453,000 | 454,000 | 476,000 |
| Securities available for sale | 7,340,000 | 5,689,000 | 7,567,000 | 7,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,536,000 | 51,099,000 | 52,980,000 | 57,803,000 |
| Interest-bearing deposits | 42,937,000 | 44,202,000 | 46,084,000 | 51,320,000 |
| Noninterest-bearing deposits | 6,599,000 | 6,897,000 | 6,896,000 | 6,484,000 |
| Equity capital | 4,120,000 | 4,189,000 | 4,229,000 | 4,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,017,000 | 3,024,000 | 4,006,000 |
| Interest expense | 576,000 | 1,168,000 | 1,735,000 | 2,266,000 |
| Net interest income | 425,000 | 849,000 | 1,289,000 | 1,740,000 |
| Noninterest income | 70,000 | 131,000 | 205,000 | 276,000 |
| Noninterest expense | 376,000 | 755,000 | 1,163,000 | 1,603,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 99,000 | 195,000 | 301,000 | 383,000 |
| Income tax | 37,000 | 73,000 | 113,000 | 144,000 |
| Net income | 62,000 | 122,000 | 188,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,092,000 | 4,151,000 | 4,157,000 | 4,208,000 |
| Total capital | 4,535,000 | 4,604,000 | 4,611,000 | 4,684,000 |
| Risk-weighted assets | 35,678,000 | 36,295,000 | 38,267,000 | 38,958,000 |