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Call reports 2008

EMIGRANT SAVINGS BANK - LONG ISLAND — 2008

What EMIGRANT SAVINGS BANK - LONG ISLAND reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9ee058e7-82c4-42b7-b992-fce5b18763f4/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets499,399,000496,719,000496,603,000481,506,000
Total loans112,743,000264,850,000284,098,000315,149,000
Allowance for loan losses531,000531,000681,000877,000
Securities available for sale167,867,000153,728,000137,533,000122,168,000
Securities held to maturity0000
Trading assets0000
Total deposits436,875,000434,488,000425,631,000424,104,000
Interest-bearing deposits431,652,000429,942,000418,966,000416,949,000
Noninterest-bearing deposits5,223,0004,546,0006,665,0007,155,000
Equity capital29,335,00027,645,00019,508,00018,386,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income5,489,00011,351,00017,614,00024,063,000
Interest expense2,920,0005,952,0008,561,00011,018,000
Net interest income2,569,0005,399,0009,053,00013,045,000
Noninterest income91,000168,000249,000344,000
Noninterest expense2,341,0004,403,0006,475,0008,687,000
Provision for loan losses00150,000346,000
Pretax income319,0001,164,0002,528,000-4,583,000
Income tax33,000338,000918,000-80,000
Net income286,000826,0001,610,000-4,503,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital32,408,00031,949,00027,327,00026,633,000
Total capital32,939,00032,480,00028,008,00027,510,000
Risk-weighted assets168,128,000239,005,000246,089,000248,054,000

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