Call reports 2024
HARWOOD STATE BANK — 2024
What HARWOOD STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 47,482,000 | 45,595,000 | 47,681,000 |
| Total loans | 25,337,000 | 23,912,000 | 29,097,000 |
| Allowance for loan losses | 290,000 | 282,000 | 283,000 |
| Securities available for sale | 975,000 | 916,000 | 945,000 |
| Securities held to maturity | 491,000 | 488,000 | 448,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 40,217,000 | 38,150,000 | 40,134,000 |
| Interest-bearing deposits | 30,280,000 | 29,395,000 | 29,386,000 |
| Noninterest-bearing deposits | 9,937,000 | 8,755,000 | 10,748,000 |
| Equity capital | 6,338,000 | 6,477,000 | 6,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 650,000 | 1,283,000 | 1,931,000 |
| Interest expense | 115,000 | 241,000 | 401,000 |
| Net interest income | 535,000 | 1,042,000 | 1,530,000 |
| Noninterest income | 30,000 | 44,000 | 60,000 |
| Noninterest expense | 396,000 | 762,000 | 1,249,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 169,000 | 329,000 | 346,000 |
| Income tax | 4,000 | 4,000 | 5,000 |
| Net income | 165,000 | 325,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 3,082,000 | 3,319,000 | 3,411,000 |
| Total capital | 3,378,000 | 3,607,000 | 3,700,000 |
| Risk-weighted assets | 28,428,000 | 27,364,000 | 32,384,000 |