Call reports 2022
HARWOOD STATE BANK — 2022
What HARWOOD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,176,000 | 48,655,000 | 47,643,000 | 47,355,000 |
| Total loans | 28,028,000 | 29,164,000 | 28,687,000 | 28,728,000 |
| Allowance for loan losses | 288,000 | 288,000 | 288,000 | 289,000 |
| Securities available for sale | 1,297,000 | 1,206,000 | 1,151,000 | 1,000,000 |
| Securities held to maturity | 585,000 | 580,000 | 541,000 | 538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,703,000 | 44,181,000 | 43,135,000 | 42,749,000 |
| Interest-bearing deposits | 33,812,000 | 34,177,000 | 31,356,000 | 31,151,000 |
| Noninterest-bearing deposits | 9,891,000 | 10,004,000 | 11,779,000 | 11,598,000 |
| Equity capital | 4,012,000 | 4,017,000 | 4,057,000 | 4,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 652,000 | 1,036,000 | 1,460,000 |
| Interest expense | 44,000 | 85,000 | 123,000 | 162,000 |
| Net interest income | 262,000 | 567,000 | 913,000 | 1,298,000 |
| Noninterest income | 10,000 | 21,000 | 34,000 | 49,000 |
| Noninterest expense | 252,000 | 517,000 | 764,000 | 1,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 71,000 | 183,000 | 301,000 |
| Income tax | 3,000 | 12,000 | 48,000 | 89,000 |
| Net income | 17,000 | 59,000 | 135,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,077,000 | 4,119,000 | 4,195,000 | 4,274,000 |
| Total capital | 4,365,000 | 4,407,000 | 4,483,000 | 4,563,000 |
| Risk-weighted assets | 30,503,000 | 31,096,000 | 30,672,000 | 30,750,000 |
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