Call reports 2021
HARWOOD STATE BANK — 2021
What HARWOOD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,439,000 | 45,987,000 | 44,497,000 | 46,675,000 |
| Total loans | 20,898,000 | 22,123,000 | 23,021,000 | 25,260,000 |
| Allowance for loan losses | 297,000 | 297,000 | 294,000 | 282,000 |
| Securities available for sale | 1,200,000 | 1,433,000 | 1,428,000 | 1,415,000 |
| Securities held to maturity | 655,000 | 630,000 | 589,000 | 586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,647,000 | 41,272,000 | 39,784,000 | 42,108,000 |
| Interest-bearing deposits | 31,253,000 | 31,960,000 | 30,553,000 | 32,025,000 |
| Noninterest-bearing deposits | 9,394,000 | 9,312,000 | 9,231,000 | 10,083,000 |
| Equity capital | 4,170,000 | 4,190,000 | 4,210,000 | 4,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 603,000 | 895,000 | 1,188,000 |
| Interest expense | 56,000 | 108,000 | 158,000 | 205,000 |
| Net interest income | 246,000 | 495,000 | 737,000 | 983,000 |
| Noninterest income | 13,000 | 29,000 | 39,000 | 52,000 |
| Noninterest expense | 227,000 | 479,000 | 694,000 | 946,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 45,000 | 82,000 | 89,000 |
| Income tax | -26,000 | -22,000 | -5,000 | 10,000 |
| Net income | 58,000 | 67,000 | 87,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,162,000 | 4,173,000 | 4,193,000 | 4,060,000 |