Call reports 2018
HARWOOD STATE BANK — 2018
What HARWOOD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,145,000 | 39,882,000 | 40,539,000 | 41,013,000 |
| Total loans | 26,952,000 | 29,381,000 | 29,984,000 | 28,423,000 |
| Allowance for loan losses | 286,000 | 289,000 | 290,000 | 289,000 |
| Securities available for sale | 1,114,000 | 987,000 | 963,000 | 966,000 |
| Securities held to maturity | 882,000 | 879,000 | 839,000 | 806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,883,000 | 35,638,000 | 36,221,000 | 36,642,000 |
| Interest-bearing deposits | 27,404,000 | 27,726,000 | 27,525,000 | 28,538,000 |
| Noninterest-bearing deposits | 8,479,000 | 7,912,000 | 8,696,000 | 8,104,000 |
| Equity capital | 3,449,000 | 3,493,000 | 3,569,000 | 3,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 732,000 | 1,120,000 | 1,525,000 |
| Interest expense | 43,000 | 89,000 | 142,000 | 197,000 |
| Net interest income | 313,000 | 643,000 | 978,000 | 1,328,000 |
| Noninterest income | 19,000 | 30,000 | 45,000 | 61,000 |
| Noninterest expense | 261,000 | 519,000 | 755,000 | 1,052,000 |
| Provision for loan losses | 0 | 16,000 | 16,000 | 16,000 |
| Pretax income | 71,000 | 138,000 | 252,000 | 321,000 |
| Income tax | 15,000 | 36,000 | 66,000 | 25,000 |
| Net income | 56,000 | 102,000 | 186,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,458,000 | 3,504,000 | 3,588,000 | 3,698,000 |
| Total capital | 3,744,000 | 3,793,000 | 3,878,000 | 3,987,000 |
| Risk-weighted assets | 29,452,000 | 31,211,000 | 31,842,000 | 30,628,000 |