Call reports 2017
HARWOOD STATE BANK — 2017
What HARWOOD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,561,000 | 40,148,000 | 40,638,000 | 39,694,000 |
| Total loans | 26,424,000 | 27,322,000 | 28,384,000 | 28,546,000 |
| Allowance for loan losses | 283,000 | 283,000 | 283,000 | 285,000 |
| Securities available for sale | 871,000 | 943,000 | 924,000 | 1,143,000 |
| Securities held to maturity | 962,000 | 960,000 | 918,000 | 883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,373,000 | 35,914,000 | 36,339,000 | 35,481,000 |
| Interest-bearing deposits | 28,258,000 | 27,277,000 | 27,365,000 | 26,187,000 |
| Noninterest-bearing deposits | 8,115,000 | 8,637,000 | 8,974,000 | 9,294,000 |
| Equity capital | 3,355,000 | 3,394,000 | 3,461,000 | 3,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 670,000 | 1,025,000 | 1,395,000 |
| Interest expense | 36,000 | 73,000 | 111,000 | 148,000 |
| Net interest income | 293,000 | 597,000 | 914,000 | 1,247,000 |
| Noninterest income | 44,000 | 59,000 | 77,000 | 90,000 |
| Noninterest expense | 249,000 | 490,000 | 742,000 | 1,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 166,000 | 249,000 | 302,000 |
| Income tax | 23,000 | 63,000 | 78,000 | 81,000 |
| Net income | 65,000 | 103,000 | 171,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,347,000 | 3,385,000 | 3,453,000 | 3,402,000 |
| Total capital | 3,630,000 | 3,668,000 | 3,736,000 | 3,687,000 |
| Risk-weighted assets | 28,993,000 | 29,963,000 | 30,591,000 | 30,201,000 |