Call reports 2013
FIRST BEXLEY BANK — 2013
What FIRST BEXLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,422,000 | 271,537,000 | 295,404,000 | 308,931,000 |
| Total loans | 231,267,000 | 248,364,000 | 259,387,000 | 272,331,000 |
| Allowance for loan losses | 2,697,000 | 3,034,000 | 3,225,000 | 3,360,000 |
| Securities available for sale | 4,321,000 | 3,256,000 | 4,644,000 | 3,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,141,000 | 248,065,000 | 271,124,000 | 283,366,000 |
| Interest-bearing deposits | 218,139,000 | 226,814,000 | 246,641,000 | 256,932,000 |
| Noninterest-bearing deposits | 22,002,000 | 21,251,000 | 24,483,000 | 26,434,000 |
| Equity capital | 21,001,000 | 21,766,000 | 22,715,000 | 23,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,086,000 | 6,363,000 | 9,974,000 | 13,552,000 |
| Interest expense | 632,000 | 1,320,000 | 1,995,000 | 2,688,000 |
| Net interest income | 2,454,000 | 5,043,000 | 7,979,000 | 10,864,000 |
| Noninterest income | 1,164,000 | 2,137,000 | 3,004,000 | 3,580,000 |
| Noninterest expense | 1,844,000 | 3,828,000 | 5,671,000 | 8,091,000 |
| Provision for loan losses | 0 | 406,000 | 917,000 | 1,055,000 |
| Pretax income | 1,774,000 | 2,946,000 | 4,395,000 | 5,298,000 |
| Income tax | 603,000 | 975,000 | 1,494,000 | 1,885,000 |
| Net income | 1,171,000 | 1,971,000 | 2,901,000 | 3,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,995,000 | 21,800,000 | 22,747,000 | 23,283,000 |
| Total capital | 23,562,000 | 24,472,000 | 25,685,000 | 26,360,000 |
| Risk-weighted assets | 204,502,000 | 216,975,000 | 234,718,000 | 245,829,000 |