Call reports 2012
FIRST BEXLEY BANK — 2012
What FIRST BEXLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,425,000 | 213,912,000 | 223,746,000 | 229,924,000 |
| Total loans | 170,548,000 | 190,476,000 | 201,738,000 | 210,630,000 |
| Allowance for loan losses | 2,399,000 | 1,875,000 | 2,389,000 | 2,764,000 |
| Securities available for sale | 4,699,000 | 4,698,000 | 4,303,000 | 4,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,678,000 | 194,382,000 | 203,321,000 | 208,667,000 |
| Interest-bearing deposits | 160,196,000 | 174,561,000 | 178,949,000 | 187,431,000 |
| Noninterest-bearing deposits | 16,482,000 | 19,821,000 | 24,372,000 | 21,236,000 |
| Equity capital | 17,778,000 | 18,434,000 | 19,070,000 | 19,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,183,000 | 8,058,000 | 10,999,000 |
| Interest expense | 563,000 | 1,154,000 | 1,761,000 | 2,380,000 |
| Net interest income | 1,954,000 | 4,029,000 | 6,297,000 | 8,619,000 |
| Noninterest income | 590,000 | 1,249,000 | 2,345,000 | 3,901,000 |
| Noninterest expense | 1,395,000 | 2,826,000 | 4,555,000 | 6,615,000 |
| Provision for loan losses | 208,000 | 524,000 | 1,199,000 | 1,852,000 |
| Pretax income | 941,000 | 1,928,000 | 2,888,000 | 4,053,000 |
| Income tax | 321,000 | 657,000 | 984,000 | 1,383,000 |
| Net income | 620,000 | 1,271,000 | 1,904,000 | 2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,731,000 | 18,394,000 | 19,039,000 | 19,812,000 |
| Total capital | 19,603,000 | 20,270,000 | 21,282,000 | 22,119,000 |
| Risk-weighted assets | 149,239,000 | 170,127,000 | 179,329,000 | 184,104,000 |